10 Best Dental Insurance Companies of 2023

Insurance

With so many insurance companies offering dental plans, it can be difficult to decide which one is right for you. That’s why we’ve put together this list of the top 10 best dental insurance companies of 2023. We’ve evaluated each company based on coverage, cost, customer service, and other factors to ensure that you get the best possible coverage for your dental needs. Whether you’re looking for basic preventive care or more comprehensive coverage, these insurance companies are sure to have a plan that fits your needs.

1) Aetna


Aetna is one of the top dental insurance companies in the country, offering quality plans and coverage to customers since 1853. With Aetna, you have access to a large network of dentists who are dedicated to providing excellent care. You’ll be able to get preventive care, such as cleanings and exams, as well as major services, like orthodontics and periodontal treatments.
One of the benefits of Aetna is its ability to customize plans based on individual needs. You can choose a plan with no waiting period or one that covers services immediately. Plus, Aetna offers discounts on certain procedures and provides great coverage for services like crowns and bridges. And, with the Aetna Dental Access Network, you can save up to 60% on certain procedures.

2) Blue Cross Blue Shield


Blue Cross Blue Shield (BCBS) is one of the leading providers of dental insurance in the United States. It provides coverage in all 50 states and provides a wide range of plans and coverage levels to meet the needs of individuals, families, and employers.
BCBS offers both Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans with an emphasis on preventive care and oral health education. With a PPO plan, you have more flexibility to choose your own dentist and get discounts for services not covered by the plan. With an HMO plan, you are required to select a primary care dentist who will coordinate all your dental care.
BCBS also offers several different discounts, such as for choosing a dentist from its network and for services not covered by the plan. It also has a variety of additional services, including vision care and discount prescription drug programs.
BCBS plans include coverage for cleanings and checkups, x-rays, fillings, root canals, extractions, orthodontics, prosthodontics, periodontics, and more. It also covers treatments for severe dental problems like jaw misalignment, TMJ disorders, and temporomandibular joint (TMJ) pain.
Overall, BCBS is a great option for those looking for comprehensive dental coverage. The company has an extensive network of providers and offers various discounts that can help make coverage more affordable.

3) Cigna


Cigna is a health insurance company that offers dental insurance policies to individuals, families, and businesses. The company’s dental plans offer coverage for preventive care, basic services, major services, and orthodontia. Cigna has a network of more than 90,000 dentists across the US, so finding a provider should be easy.
Cigna offers several dental insurance plans, including a PPO plan that allows you to visit any dentist in their network and an HMO plan with low monthly premiums. Depending on the plan you choose, you could have access to features such as coverage for diagnostic and preventive care, x-rays, fillings, extractions, root canals, and more.
Cigna also offers vision insurance plans to help you pay for exams, glasses, and contacts. And with Cigna’s Rewards program, you can earn points for participating in healthy activities such as taking a health risk assessment or attending a health education class. These points can then be used to purchase products from the online store.
For those looking for reliable and comprehensive dental coverage, Cigna is an excellent choice.

4) Delta Dental


Delta Dental is one of the most popular dental insurance companies in the United States, and it is a great choice for those looking for comprehensive coverage. With Delta Dental, you can get coverage for preventive care, like cleanings and exams, as well as major services like fillings and crowns. They also offer specialty care, like orthodontics, endodontics, and periodontics.
Delta Dental has a large network of providers across the country, so you’re likely to find a provider near you. Additionally, Delta Dental offers customizable plans that you can tailor to your budget and needs. Their plans are available in all 50 states, so you can find coverage regardless of where you live.
Furthermore, Delta Dental covers most types of treatments with no waiting period, so you don’t have to worry about being without coverage for any type of service. Plus, they offer discounts on dental procedures and products if you purchase them through their approved vendors.
Overall, Delta Dental is an excellent choice for those who want comprehensive dental coverage with a reliable provider. With their extensive network of providers and wide range of plans, Delta Dental is sure to meet your needs.

5) Guardian


Guardian is one of the leading dental insurance companies in the United States. They offer a variety of plans for individuals, families and businesses, as well as vision and disability insurance. Guardian has been providing quality insurance since 1860 and has built a reputation for providing excellent customer service.
For individuals, Guardian offers five different dental plans, ranging from basic coverage to comprehensive coverage. The most comprehensive plan, Platinum Plus, provides coverage for preventative, basic and major procedures, such as root canals and bridges. Each plan also includes a $0 deductible and coinsurance of 80% for all services.
Guardian also offers group plans that include various levels of coverage depending on the size of the group. Plans are available for groups of two to 50 members. Some of the features available with group plans include lower premiums for larger groups, no maximums on benefits and multiple levels of coverage for more comprehensive plans.
Additionally, Guardian’s dental plans can be combined with their vision and disability insurance plans. This allows customers to get comprehensive coverage from one provider at a lower cost.
Overall, Guardian is an excellent option for those looking for quality dental insurance. Their comprehensive plans provide excellent coverage at an affordable price.

6) Humana


Humana is a national leader in dental insurance, and they offer several plans with comprehensive coverage. Their most popular plan is the Humana Preferred Plus PPO, which covers a wide range of treatments, including cleanings, crowns, bridges, and more. The plan also has an annual maximum benefit limit of $2,000, so you can be sure to get the best care for your teeth. Additionally, Humana offers discounts for preventive services like cleanings and X-rays, as well as discounts for generic drugs. If you need extra coverage for orthodontia or implants, Humana’s Dental Choice plan is a great option. With this plan, you’ll get a $3,500 annual maximum benefit limit and discounts on procedures like fillings and root canals.

7) MetLife


MetLife is one of the largest insurance companies in the United States and provides a variety of dental plans for individuals, families, and employers. MetLife offers a large network of more than 90,000 dental providers, making it easy to find a local dentist who is covered by your plan. Additionally, MetLife offers a range of plan options, including basic, comprehensive, and specialty coverage.
With a MetLife dental plan, you can get preventive care such as regular checkups and cleanings, fillings and crowns, X-rays, and more. MetLife also offers coverage for orthodontic treatment such as braces, as well as additional benefits like discounts on vision care and hearing aids.
MetLife’s plans offer several other features that can be helpful when selecting a dental plan. The company offers flexible payment options, including direct billing from their network dentists and the option to use their online payment portal to manage claims. Additionally, there is an online Member Center where members can view claims information and receive email reminders about upcoming appointments.
Overall, MetLife is a great choice for dental insurance in 2023. The company offers comprehensive plans with many benefits that can help you save money and stay healthy. With its large network of providers and added features, it’s easy to find a plan that fits your needs.

8) Nationwide

When it comes to dental insurance, Nationwide has been a reliable provider for decades. They offer a variety of plans to meet different needs and budgets, from basic preventive care to comprehensive coverage. With Nationwide, you can enjoy the convenience of online plan management, access to a nationwide network of dentists, and 24/7 customer service. They also offer discounts on certain services, like braces and implants. Additionally, you can save on your annual premium with their multi-policy discounts. Nationwide is a great option for those who want an affordable and reliable dental insurance plan.

9) United Concordia

United Concordia is a nationwide provider of dental insurance, offering both PPO and DHMO plans. United Concordia’s plans offer coverage for preventive care, diagnostic services, restorative services, and endodontics and periodontics. The company also offers orthodontic coverage for adults and children as an optional benefit in some states. United Concordia is proud to be the only dental insurer that offers a specialty network of highly trained dentists who are equipped to treat complex cases. United Concordia has received positive feedback from customers on its customer service, which includes 24/7 access to a live representative and a fast and easy claims process.

10) UnitedHealthcare


UnitedHealthcare is one of the top dental insurance providers in the US and is a leader in providing coverage for people of all ages. The company offers both group and individual dental plans to fit different budgets and needs.
One of the most attractive features of UnitedHealthcare’s plans is their broad network of participating dentists and specialists, which includes over 146,000 providers nationwide. As part of their comprehensive dental care offerings, UnitedHealthcare also provides coverage for preventive services such as cleanings, X-rays, and fluoride treatments.
In addition to traditional dental insurance plans, UnitedHealthcare also offers several discount dental plans, as well as programs specifically designed for seniors. They also provide access to special financing options that can help make costly dental procedures more manageable.
Overall, UnitedHealthcare offers an extensive selection of dental plans, from basic to comprehensive coverage, making them one of the best choices for people looking for quality dental insurance.

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